Bank-At-Work is a full-service program with money saving benefits that Leominster Credit Union offers to the employees of area companies.
To be part of Bank-At-Work, all you do is agree to have all or part of your paycheck directly deposited into one of the following checking accounts each pay period. We offer two checking accounts to select from, DirectConnect or Remarkable Rewards. Once you select your checking account, you’ll receive all the benefits of this special program, saving you both time and money.
DirectConnect Checking1, 2
DirectConnect Checking can save you time and money! A convenient way to ensure your funds are available as soon as possible by having your payroll, Social Security, pension or other regularly occurring income check automatically deposited to your account.2 Click here to see the many features and benefits of DirectConnect Checking.
Remarkable Rewards Checking1, 3
Our Remarkable Rewards Checking is the account that rewards you for simply making transactions! Plus for each cycle that qualifications3 are met, you’ll earn a Remarkable Rate (Click here for current rates) and receive ATM fee refunds nationwide! Remarkable Rewards Checking also features:
- Low $25 deposit to open
- No minimum balance
- Interest bearing
- First order of standard checks at no charge
- Online Banking and Bill Pay at no charge
- ATM fee refunds nationwide each cycle that qualifications are met
- Complimentary Mobile Banking4
Remarkable Rewards Qualification Requirements per Cycle:
- Ten debit card purchases
- Receive electronic statements
- One direct deposit or auto pay from your account
LCU Debit Card
You’ll have access to your money 24 hours a day, 365 days a year at thousands of ATMs worldwide. With an LCU Debit Card, you’ll have the added benefit of being able to make purchases wherever VISA® is accepted. Your transactions will appear on your monthly statement for easy record keeping. Click here.
You can elect to have a portion of your paycheck directly deposited into a statement savings account each pay period. Your statement savings account can also be accessed with your LCU Debit Card for added convenience.
- Allows up to six preauthorized withdrawals or transfers per statement cycle
- Deposit or withdraw your funds 24/7 with your LCU Debit Card
- Receive a simple monthly statement by mail or email that lists your transactions
- No waiting in line to update your passbook
24-Hour Access To Your Accounts
At LCU, we offer two convenient ways for you to access your accounts 24 hours a day:
Use your computer to monitor your accounts! Log into online banking to access account balances, review current and previous months’ statements, make transfers and apply for auto, personal and passbook secured loans. Through online banking, you can even pre-qualify for a mortgage and much, much more. Click here.
LCU offers a complimentary* Mobile Banking App for your iPhone®, Android phone and iPad®! The new mobile banking app provides time-saving features that let you do all of your banking on the go. Right from your phone or iPad®.
*Standard rate and data fees may apply
MEL – Member Express Line
From any touch-tone phone, you can check account balances, checks paid, interest earned, and more. Call 800-649-4646 and press 1 for MEL. The user-friendly menu will guide you through the process with the push of a few buttons
Discounted Loans Through Bank-At-Work
You’ll receive a discounted rate on every personal loan when you have your payment automatically deducted from your Remarkable Rewards Checking account. You’ll be pleasantly surprised how much you’ll save over the life of a loan.
Additional Bank-At-Work Services
- Free Notary service
- Free one year safe deposit box rental
- Free Quotes on Insurance
- Money Island Club
- Student Lending
- Free Wealth Management Session
- Free Financial Seminar
It’s Easy to Sign Up
If your company does not currently offer Bank at Work with LCU and you would like us to make a presentation, please have your Human Resources Department contact our Business Service Officer at 978-466-7355. We’ll be glad to come in and show why more than 300 companies have already joined. Remember, Bank at Work is a great employee benefit with no cost to the employer or the employee.
1 Fees may reduce earnings on accounts. LCU is not responsible for surcharges imposed by other financial institutions.
2 DirectConnect Checking requires direct deposit (greater than $100) of payroll, Social Security, pension, or other regularly occurring income check.
3 Annual Percentage Yield (APY) accurate as of 06/24/14. Minimum to open account is $25. Rate tiers are as follows: 1.25% APY applies to balances of $.01 – $25,000 and .25% APY applies to balances over $25,000 as long as qualifications are met each statement cycle. 0.10% APY applies to all balances if qualifications are not met. Qualifications required in each cycle include: have at least ten debit card purchases; receive electronic statements; and one direct deposit or auto pay from your account. Rates may change after the account is opened. Fees may reduce earnings. No minimum balance is required. No monthly service charge. Available to personal accounts only. Unlimited ATM fee refunds per cycle when qualifications are met.
4 Message and Data Rates may apply.