Bank-At-Work

Bank-At-Work is a full-service program with money saving benefits that Leominster Credit Union offers to the employees of area companies.

To be part of Bank-At-Work, all you do is agree to have all or part of your paycheck directly deposited into one of the following checking accounts each pay period. We offer two checking accounts to select from, DirectConnect or Remarkable Rewards. Once you select your checking account, you’ll receive all the benefits of this special program, saving you both time and money.


DirectConnect Checking1, 2

DirectConnect Checking can save you time and money!  A convenient way to ensure your funds are available as soon as possible by having your payroll, Social Security, pension or other regularly occurring income check automatically deposited to your account.2  Click here to see the many features and benefits of DirectConnect Checking.


Incredible Interest Checking1, 3, 5, 6, 7

Our free Incredible Interest Checking is just that… Incredible! Earn incredibly high interest for each cycle that qualifications are met. With high interest rates and no term commitments for access to your money, it’s easy to earn more with Incredible Interest!

  • No minimum balance
  • Interest-bearing; see our rates for details
  • First order of checks at no charge
  • ATM fee refunds up to $25 nationwide (maximum fee of $4.99 per ATM transaction) if monthly qualifications are met
  • Online Banking and Bill Pay
  • Complimentary Mobile Banking4

Incredible Interest Qualification Requirements per Cycle:

  • Minimum of 15 Point Of Sales (POS) debit card transactions post and clear per qualification cycle
  • Receive electronic statements
  • Minimum of one ACH debit or direct deposit post and clear per qualification cycle
  • Access Online Banking once per qualification cycle

2017 Qualification Cycle
2018 Qualification Cycle


LCU Debit Card

You’ll have access to your money 24 hours a day, 365 days a year at thousands of ATMs worldwide. With an LCU Debit Card, you’ll have the added benefit of being able to make purchases wherever VISA® is accepted. Your transactions will appear on your monthly statement for easy record keeping. Click here.


Statement Savings

You can elect to have a portion of your paycheck directly deposited into a statement savings account each pay period. Your statement savings account can also be accessed with your LCU Debit Card for added convenience.

  • Allows up to six preauthorized withdrawals or transfers per statement cycle
  • Deposit or withdraw your funds 24/7 with your LCU Debit Card
  • Receive a simple monthly statement by mail or email that lists your transactions
  • No waiting in line to update your passbook

24-Hour Access To Your Accounts

At LCU, we offer two convenient ways for you to access your accounts 24 hours a day:

Online banking

Use your computer to monitor your accounts! Log into online banking to access account balances, review current and previous months’ statements, make transfers and apply for auto, personal and passbook secured loans. Through online banking, you can even pre-qualify for a mortgage and much, much more. Click here.

Mobile Banking

LCU offers a complimentary* Mobile Banking App for your iPhone®, Android phone and iPad®! The new mobile banking app provides time-saving features that let you do all of your banking on the go. Right from your phone or iPad®.

*Standard rate and data fees may apply

Click here.

MEL – Member Express Line

From any touch-tone phone, you can check account balances, checks paid, interest earned, and more. Call 800-649-4646 and press 1 for MEL. The user-friendly menu will guide you through the process with the push of a few buttons

Discounted Loans Through Bank-At-Work

You’ll receive a discounted rate on every personal loan when you have your payment automatically deducted from your Remarkable Rewards Checking account. You’ll be pleasantly surprised how much you’ll save over the life of a loan.


Additional Bank-At-Work Services

  • Free Notary service
  • Free one year safe deposit box rental
  • Free Quotes on Insurance
  • Money Island Club
  • Student Lending
  • Free Wealth Management Session
  • Free Financial Seminar

It’s Easy to Sign Up

If your company does not currently offer Bank at Work with LCU and you would like us to make a presentation, please have your Human Resources Department contact our Business Service Officer at 978-466-7355. We’ll be glad to come in and show why more than 300 companies have already joined. Remember, Bank at Work is a great employee benefit with no cost to the employer or the employee.


1 Fees may reduce earnings on accounts. LCU is not responsible for surcharges imposed by other financial institutions.

2 DirectConnect Checking requires direct deposit (greater than $100) of payroll, Social Security, pension, or other regularly occurring income check.

3 Up to $25 in ATM fee refunds per cycle when qualifications are met (maximum fee of $4.99 per ATM transaction). Incredible Interest qualifications each cycle: have at least 15 Point Of Sales (POS) debit card transactions post and clear per qualification cycle, receive statements electronically (E-statements), access your LCU Online Banking account at least once per qualification cycle and have at least one ACH Debit or direct deposit post and clear per qualification cycle. If qualifications are not met, we will pay no less than the minimum rate on your account.

4 Message and Data Rates may apply.

5 Members must be enrolled in Online Banking in order to activate Mobile Banking. Standard rate and data charges may apply.

6 Qualification cycle means a period beginning one business day prior to the first business day of the current cycle through one business day before the close of the current statement cycle (one day asynchronous – no weekend processing).

7 Rates and APY are subject to change without notice and may change after opening.