Whatever your personal checking needs, we have an account for you!

Leominster Credit Union offers a full-range of checking account options for your busy lifestyle. Whether you need a free or no-minimum-balance checking account, a VISA® Debit Card, or convenient mobile banking, we have the products you need. Check out our account offerings below and learn how you can take advantage of our wide range of financial products and services. Apply online today, visit any LCU branch, or call us at 800-649-4646. We look forward to serving you with the knowledgeable, fast and friendly service that has kept our members coming back for more than 60 years!


Remarkable Rewards Checking 1, 4, 5, 6, 7

Our Remarkable Rewards Checking is the account that rewards you for simply making transactions! Plus for each cycle that qualifications3 are met, you’ll earn a Remarkable Rate (Click here for current rates) and receive ATM fee refunds nationwide! Remarkable Rewards Checking also features:

  • No minimum balance
  • Interest-bearing; see our rates for details
  • First order of checks at no charge
  • ATM fee refunds nationwide if monthly qualifications are met
  • Online Banking and Bill Pay
  • Mobile Banking

Remarkable Rewards Qualification Requirements per Cycle:

  • Ten debit card purchases
  • Receive electronic statements
  • One direct deposit or auto pay from your account

2017 Qualification Cycle


VIP Free Checking 5

  • No minimum balance
  • No direct deposit needed
  • First order of checks at no charge
  • Online Banking and Bill Pay
  • Mobile Banking

DirectConnect Checking 2, 4, 5, 7

Designed for direct deposit of your paycheck, Social Security, pension, or other regularly occurring income check. No standing in line!

  • No minimum balance with direct deposits
  • Interest-bearing; see our rates for details
  • First order of checks at no charge
  • No fee for LCU and foreign ATM transactions
  • Online Banking and Bill Pay
  • Mobile Banking

LCU Tunes Checking 3, 4, 5, 6, 7

LCU Tunes gives you the opportunity to earn iTunes® and Amazon.com® downloads.

Receive $25 in downloads just for signing up!

Earn $10 in downloads each cycle that qualifications are met4

  • No minimum balance
  • First order of checks at no charge
  • ATM fee refunds nationwide if monthly qualifications are met
  • Online Banking and Bill Pay
  • Mobile Banking

LCU Tunes Qualification Requirements per Cycle:

  • Have at least 10 debit card transactions post and clear per qualification cycle
  • Receive statements electronically (e-statements)
  • Access your account through Online Banking at least once per qualification cycle

2017 Qualification Cycle


Premium Perks Checking 5, 7

  • $1,000 minimum balance to avoid a $10 monthly service charge
  • Tiered interest rates; see our rates for details
  • Standard checks (one order per year) at no charge
  • No per-check charges
  • No fee for overdraft transfers
  • No fee for LCU and foreign ATM transactions
  • Online Banking and Bill Pay
  • Mobile Banking

Special Privileges Checking 4, 7

  • $25,000 minimum balance in combined loans and/or deposits to avoid a $10 monthly service charge
  • Interest-bearing; see our rates for details
  • Standard checks at no charge
  • No fee for overdraft transfers
  • No fee for LCU and foreign ATM transactions
  • Online Banking and Bill Pay
  • Mobile Banking
  • Bonus rate on CDs and IRAs (excluding specials)

1 Unlimited ATM fee refunds per cycle when qualifications are met. Remarkable Rewards Qualifications each cycle: Have at least 10 debit card transactions post and clear per qualification cycle, receive statements electronically (E-Statements), have at least one ACH Debit or direct deposit post and clear per qualification cycle. If qualifications are not met, we will pay no less than the minimum rate on your account.

2 DirectConnect Checking requires direct deposit (greater than $100) of payroll, Social Security, pension, or other regularly occurring income check. LCU is not responsible for surcharges imposed by other financial institutions.

3 Unlimited ATM fee refunds per cycle when qualifications are met. LCU Tunes Checking Qualifications each cycle: Have at least 10 debit card transactions post and clear per qualification cycle, receive statements electronically (E-Statements), access your account through Online Banking at least once per qualification cycle.

4 Fees may reduce earnings on accounts. LCU is not responsible for surcharges imposed by other financial institutions.

5 Members must be enrolled in Online Banking in order to activate Mobile Banking. Standard rate and data charges may apply.

6 Qualification cycle means a period beginning one business day prior to the first business day of the current cycle through one business day before the close of the current statement cycle (one day asynchronous – no weekend processing).

7 Rates and APY are subject to change without notice and may change after opening.