Home Equity Loans and Lines of Credit at Leominster Credit Union

When we say “You deserve a lot of credit”, we mean it. You deserve access to the equity in your home. Why wait? The equity already built into your home can allow you to plan for the present and future needs of your family. Start today with a home equity loan or line of credit from Leominster Credit Union.


Use your Home Equity Loan or Line of Credit for:

  • Home Improvements
  • Education
  • Debt Consolidation
  • Investments
  • Major Purchases
  • Vacations
  • Anything else you want in life!

Another good reason for home equity borrowing is the tax advantage to homeowners. Under current tax laws, interest paid on auto loans and credit card accounts is no longer tax deductible. LCU’s Home Equity Loan and Line of Credit may be fully tax deductible. You should consult a tax advisor regarding the deductibility of interest.

Home Equity Loans and Lines of Credit* feature:

  • Low rates
  • 95% maximum loan-to-value ratio**
  • An affordable way to borrow

So when you need a loan or line of credit, we’re here to help!

Talk to a Member Service Representative or apply online. You’ll see why Leominster Credit Union has been a vital financial resource in the area for over 60 years!

* Property insurance required.

** On Lines of Credit only – Up to 95% loan-to-value on LCU Home Equity Line of Credit Plus. Up to 80% loan-to-value on LCU Home Equity Line of Credit.

Membership at Leominster Credit Union is easy!

  • You must live, work or have business in Worcester, Middlesex, Norfolk, Hampden, Franklin, or Hampshire Counties in Massachusetts.
  • You must maintain a minimum of a $25.00 deposit account.