Additional Banking Services at Leominster Credit Union
Leominster Credit Union offers a full range of additional services for your lifestyle and banking needs. We look forward to serving you with knowledgeable, fast, and friendly service that has kept our members coming back for more than 65 years!
Estatements
Log in to Online Banking Estatements are the convenient, secure and environmentally-friendly way to review your monthly account statements. Sign-up today and enjoy the peace of mind that your statements will be stored securely, and are easily accessible to you anytime you need them through Online Banking. To start receiving your statements electronically, simply follow the instructions below:
Signing up for Estatements is quick and easy!
1. Log into On Line Banking
2. Click on Profile in the top right hand corner
3. Click on Electronic statements edit
4. Change radio button to enroll next to the acct you would like to enroll
5. Click on the terms and conditions
6. Then click the accept terms and conditions button
7. And then hit accept
Enrollment is now complete!
Your statement has a new look! Click here for a quick “How to Read your Statement” document.
Combined Statement
For streamlined record keeping, consider having your savings account and checking account statements combined. Both savings and checking statements will arrive together in the same envelope. You’ll be able to balance your accounts at the same time instead of receiving statements at different intervals. And best of all, there’s no charge to LCU members for this convenience.
Courtesy Pay
We understand that unexpected overdrafts occur from time to time – overdraft coverage can help. Courtesy Pay allows you to overdraw your account up to the disclosed limit for a fee in order to pay a transaction. There is no fee for having Courtesy Pay unless you use it. Two options are available, Courtesy Pay and Courtesy Pay Plus. Each option will charge you a $30 fee per item presented*
* Per item presented means each time an item is presented, including representment.
Foreign Currency
Leominster Credit Union does not currently offer purchasing or selling of foreign currency.
We apologize for the inconvenience this may cause and have compiled some alternatives to help you prepare for your travel plans.
- You can purchase foreign currency from a local AAA office for a nominal fee. Please visit AAA.com for nearest locations.
- Don’t forget that you can use your LCU Debit Card internationally! Visa is accepted worldwide. However, please keep in mind that there is a 2% Foreign Currency Conversion Fee (based on the transaction amount).
- Make sure to notify your financial institutions of the dates you are traveling to help protect you from unwanted fraud on your debit/credit card.
- And lastly, we highly recommend that you have another form of payment handy. We would hate to have you find yourself in an uncomfortable situation, if your card should be declined.
If you have any questions, please see a branch representative or call 800-649-4646.
Safe Deposit Boxes
Safe deposit boxes are available at the following branches:
- 20 Adams Street, Leominster
- 159 Mechanic Street, Clinton
- 715 Main Street, Holden
Use these boxes to protect your valuables and important papers. Boxes are subject to availability. Sizes and annual rental fees are:
Fees effective November 1, 2020
-
- 3×5″ ….. $35
- 5×5″ ….. $45
- 3×10″ …. $55
- 5×10″ …. $75
- 7×10″ …. $100 (Main Office only)
- 10×10″ … $130
- Drilling ………………………… $25.00 (plus cost of drilling)
- Key replacement (per key) … $25.00 (plus cost)
- Late Fee (over thirty days) … $20.00
Safe deposit box contents are not insured by NCUA or Leominster Credit Union.
Member Express Line
From any touch-tone phone, you can check account balances, checks paid, interest earned, account transfers and more. Call 800-649-4646 and press 1 for MEL. The user-friendly menu will guide you through the process with the push of a few buttons.
Notary / Medallion Services
Notary Service: Notary Service is available at all branch locations. It is recommended to call ahead to confirm a Notary Public is available at the time of your visit, 800-649-4646.
Medallion Service: Signature Guarantee Service is only available by appointment at the Main Office, 20 Adams Street, Leominster and the Holden Office, 715 Main Street, Holden. The limit for Signature Guarantee transactions is $100,000. Please call 800-649-4646 to make an appointment.
