Effective February 15, 2014

Remarkable Rewards Checking

Minimum Balance  None
Service Charge  None
Point of Sale Transaction Charge  None

VIP Free Checking

Minimum Balance  None
Service Charge  None
Point of Sale Transaction Charge  None

DirectConnect Checking

Minimum Balance  None
Service Charge  None
Point of Sale Transaction Charge  None

*DirectConnect Checking requires direct deposit (greater than $100) of payroll,
Social Security, pension, or other regularly occurring income check.

LCU Tunes Account

Minimum Balance  None
Service Charge  None
Point of Sale Transaction Charge  None

A+ Checking

Limited to young adults ages 16 – 22.

Minimum Balance $25.00
Service Charge (if balance falls below minimum) Monthly – $3.00
Point of Sale Transaction Charge  None

Premium Money Market Account

Minimum Balance $1,000.00
Excessive Activity Fee – Regulation D (in excess of three
check withdrawals per statement cycle) Per item – $10.00
Service Charge (if balance falls below minimum) Monthly – $5.00

VIP Money Market Account (personal accounts only)

Minimum Balance $10,000.00
Excessive Activity Fee – Regulation D (in excess of three
check withdrawals per statement cycle) Per item – $10.00
Service Charge (if balance falls below minimum) Monthly – $10.00