Checking Account Overdraft Protection Program

Peace of mind with Leominster Credit Union

Let’s face it – overdrafts on your checking account can be embarrassing, costly and time-consuming to straighten out. You have better ways to spend your time and money. Avoid the hassles, and write checks with peace of mind when you have Overdraft Protection from Leominster Credit Union.

Easy, no fee overdraft protection for your security

Overdraft Protection is easy, and there are no annual fees, no application fees, and no fees for overdrawing. If you qualify, you could receive a line of credit from $500 – $2,000 on your checking account. Should you happen to overdraw your account, an automatic transfer takes place and covers your overdraft up to your line limit.

Simple repayment plans*

Each month that your overdraft line has a balance, you will receive a statement. You pay 5% of the outstanding balance, or $20, whichever is greater. As you pay down the balance, the funds become available to you again and again – for as long as you like.

Apply today

Apply today for Overdraft Protection from Leominster Credit Union. Simply download and fill out the PDF application, and return it to us.

Click here to download the checking account Overdraft Protection form

Print and complete the application.

Bring to any branch or mail to:

Leominster Credit Union
20 Adams Street
Leominster, MA 01453

*Annual Percentage Rate (APR) of 18% charged on the outstanding overdraft balance. Automatic overdraft transfers are made in the exact amount of the overdraft. No annual fee. Payment of monthly interest and minimum $20 principal required.